hi, i have never done this before but i am so desperate. i have had yard sales, i have no family, i have been with two alcoholic men since i was 20 years old i am 50,. i have had breast cancer, i went through chemo alone, my mother wouldn't come sit with me thinking she will:catch it" ok so i am over it. i raised my kids alone, i worked put them through college. i am raising my 4 year old grandson , alone, i don't ask for help , we have our neccessassites. however i fell behind on my mortgage. i am devestated. i need one thousand dollars just one thousand dollars to pay on time. i have been late twice , i was told if i am late again my refi in this novemebr will not happen. and my goal is this, not to take money oout , not to remodel , but to lower my payments so that i have a home a real home to raise my grandson in. and with the mortgage just 300.00 less i can do it. i can keep my home. but i was sick i fell behind for the life of me i cannot catch up. i do with out. i feed the baby if there is extra i eat. i make a nic ehome for him i want him to grow up and to be a successful member of this society. i don't have muchh money but we go to playgrounds we collect creatures, we talk about the world the sky, the moon the sun. i love him so much. he needs me and i need him. we are all we have. but i need 1000.00 it does not seem alot but to me it is the difference betwen keeping my home or not can someone please help me. sincerely karen kmbiondi46@aol.com